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Data Management
Business enabler for Credit Bureau, Risk & Rating and Analytics solutions
Home : Products : Data Management : D&B eDATE
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Technology Highlights
Globally applicable IPRs for Analytics & Scoring, Credit Bureau, Risk & Rating and Data Management Solutions.
Development of reusable and repeatable modules providing key features in functionally rich products that evolve with market requirements.
Solution architecture & methodologies for next-generation B2B information exchanges.
Highly customizable solutions, both from a technology as well as advisory perspective, to build products around existing frameworks or from the ground-up.
 
   
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D&B eDATE is a data management middleware product for information integration across heterogeneous systems and for data quality management. It can be used for Credit Bureau, Financial Infrastructure, Risk & Rating and Analytics solutions.
D&B eDATE Solution Approaches - D&B eDATE along with D&B's data rationalization approach helps creating a data management infrastructure. The product's unique features enable repurposing of data for different solution offerings.
For Credit Bureau data submission:
Bureau-specific data dictionary and the data quality validation rules can be packaged with the application. Bureau-recommended validations can be done to reduce bureau data submission turn-around times.
Transformation rules can be configured based on client data standards.
Validation error details can be exported to provide multiple views of the data quality: error summaries, branch-wise export, validation rule specific export or export based on validation severity criteria.
Validated data can be syndicated in bureau specified file format.
Multiple syndications of validated data can be done to facilitate the host systems to synchronize data quality with the data submitted to the bureau.
Partial dataset syndication can be done to facilitate easier data quality correction and thereby enable faster data submission cycles.
For Risk Management solutions:
D&B eDATE can be used for consolidating and aggregating data that could be fed to any risk management system.
The data dictionary can accommodate the data definitions required.
  • Salient Features
  • Benefits
Acquisition of data from multiple data sources, local or remote
Support for data extraction from multiple file formats like XML, Fixed Length, Variable Length, Delimited etc
Support for data extraction from relational databases
Conditional acquisition at the data source level to selectively extract data
Consolidation and linking of data from different systems
Transformation to standardize data in the credit bureau required format
Validation of data to ensure data conforms to the bureau specified quality standards
Syndication of data in the bureau desired file formats to local or remote destinations
Collaboration workbench to view & correct data validation errors and to feed non-electronic data
Provision for online error correction and offline batch error file correction modes
Configurable online manual data entry screens
Configurable data dictionary, transformation & validation rules and syndication rules
Support for repeatable data management on a scheduled interval
Support for simultaneous data processing activities on a single installation
Web-based interface to monitor and control all the data management activities. The interfaces require only minimal user interaction for regular product usage.
Context sensitive help to assist users through the product functionalities
Off-the-shelf data management tool
Enables on time data submission with the desired data quality
Automated and near real-time data submission
Platform agnostic
Lower cost of ownership
Data Capture Component
 
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